Buying a home
Discuss the property you want to buy and when you hope to settle.
What we finance
Refinancing
Review your current lending and what you want to change.
Investing in property
Discuss finance for an investment property alongside your existing lending.
Your first enquiry
Share the property move, rough timing and what is already clear. There is no need to know the product before the first conversation.
Approval, settlement and ongoing service
How it works
Your property plans
Discuss the property, your timing and your borrowing needs.
Loan options
Your broker helps you review lending options for the property.
Application and settlement
Your broker guides the application to formal approval. Your settlement officer then coordinates the remaining steps through settlement.
Ongoing support
After settlement, our ongoing service team is here for questions, lending reviews and your next property move.
FAQs
Do I need a property picked out first?
No. The first conversation can start with the kind of property move you are considering and the rough timing.
Can I start with a refinance question?
Yes. Explain what you want to change about the current position and we can work through where to begin.
Is the enquiry a loan application?
No. It is a starting point for a conversation with the Heart of Lending team.